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August 23, 2012

34 Social Security Secrets You Need to Know Now

The Social Security Handbook has 2,728 separate rules governing its benefits. And it has thousands upon thousands of explanations of those rules in its Program Operating Manual System, called the POMS, which provides guidance on implementing the 2,728 rules. Talk about a user’s nightmare!

As a young economist, I did a fair amount of academic research on saving and insurance adequacy. At the time, I thought I had a very good handle on the rules. Then I started a financial planning software company, which makes suggestions about what benefits to take from Social Security and when to take them to get the best overall deal. (See, in this regard, www.maximizemysocialsecurity.com and www.esplanner.com.)

via 34 Social Security Secrets You Need to Know Now | The Business Desk with Paul Solman | PBS NewsHour | PBS.

posted to Divorce,Elder Care/Family Decision Making,Mediation @ 9:24 am

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International custody case from Alabama heads to U.S. Supreme Court | home | On the QT: A Few More Social Security Secrets